Last updated: July 13, 2026.
Welcome to estherstowell.com. By using this site you agree to these Terms of Use. If you do not agree, please do not use the site.
Informational purpose only
All content on this site, including articles, frameworks, calculators, and downloadable guides, is provided for general informational and educational purposes. It reflects the personal experience and opinions of Esther Jackson-Stowell and is not financial, investment, legal, tax, or professional advice. No professional-client relationship is formed by your use of this site.
No warranties
This site and its content are provided as is, without warranties of any kind. We do not guarantee that the information is accurate, complete, or current, or that the calculators produce results suitable for your situation. You are responsible for verifying any information and for your own decisions.
Limitation of liability
To the fullest extent permitted by law, Esther Jackson-Stowell, Ekot Group, and their affiliates are not liable for any direct, indirect, incidental, consequential, or other damages arising from your use of this site or reliance on its content, including any financial or investment decisions.
Intellectual property
All content, design, text, graphics, and downloadable materials are owned by Esther Jackson-Stowell or Ekot Group and are protected by law. You may not reproduce, distribute, or create derivative works without written permission, except for personal, non-commercial use.
User submissions
When you submit a message, testimonial, or other content, you grant us permission to store and, where you have consented, publicly display it. You represent that your submission is truthful and does not infringe the rights of others.
Third-party links
This site links to third-party sites and companies, including businesses in which Esther Jackson-Stowell holds an interest. We are not responsible for the content or practices of third-party sites.
Governing law
These terms are governed by the laws of the State of Utah. Any dispute will first be addressed informally by contacting info@estherstowell.com, and if unresolved, will be handled in the state or federal courts located in Utah.
Changes
We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.
Contact
Questions about these terms: info@estherstowell.com.
These terms are provided for general informational purposes and are not legal advice. Consult a licensed attorney for your specific situation.
